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Armen lives in Goris with his wife and daughter. He keeps a greenhouse. Armen has applied for a loan to develop his glasshouse. He plans to modernize it and make it more profitable. Arman also plans to purchase seeds to cultivate in the greenhouse and fuel. This loan will help Armen to increase the harvest and get more income from its sales. With additional income he will insure a sustainable life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Armen to pay for a heating system, seeds and fuel.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 16, 2013