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Ainagul is 47 years old, married and has five children. In order to cover the daily expenses of her family, Ainagul started her business of breeding cattle in 1990. This later became the main source of income for her family. Using a starting sum of 5,000 som (KGS) to buy a cow, Ainagul was able to develop the farm. It currently numbers two dairy cows, four bulls, four horses and fifty sheep. The monthly income from selling dairy products and meat is around 10,000 som (KGS).

In order to further develop her business, Ainagul turned to the organization "Bai Tushum & Partners" for a loan in the amount of 70,000 som (KGS) for the purchase of additional livestock. In the future, Ainagul plans to increase the number of livestock, and use the income to pay for her children's education.
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Айнагул 47 лет, замужем и имеет пятерых детей. Для того, чтобы покрыть ежедневные расходы семьи, Айнагул в 1990 году начала свой бизнес в разведении скота, ставший затем основным источником финансирования ее семьи. Использовав стартовую сумму в 5,000 сом (KGS) на покупку одной коровы, Айнагул смогла развить хозяйство, насчитывающее на сегодняшний день две дойной коровы, четыре бычка, четыре лошади и пятьдесят овец. Ежемесячная прибыль от продажи молочных и мясных продуктов составляет около 10,000 сом. В целях дальнейшего развития своего бизнеса, Айнагул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дополнительного скота. В будущем, Айнагул планирует увеличить поголовье скота, а доходы вложить в оплату контракта на обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Ainagul to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2011
Dec 21, 2011
Currency Exchange Loss:
Jan 15, 2013