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Adama S
This is 32 year old Adama S. She is married to a carpenter, his monthly income is Le1,000,000, and they have four children aged 17, 13, 11 and 6 years who are all school-going children.

In 2007, Adama established her utensil and household items business. She began her business because her parents did not allow her to go to school. Instead, she was given out for marriage at an early age. Her husband trained her in the business, since she did not learn any trade from her parents.

Working seven days a week and ten hours a day, she earns about Le 1,912,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Adama has already received and successfully repaid one loan, and now requires a new loan in order to buy pans, hot pots, drinking buckets, and dishes. The balance of the loan is for transportation costs.

She hopes that this loan will enable her to increase her monthly profits by approximately Le 478,000. In the future, Adama plans to build a larger outlet to display her goods; she is excited about the future as she wants her children to have a good education and a good standard of living.

Rainy season is a major problem and also changes in foreign exchange rate are a problem. Competition is low as she is the only one dealing in that product. Adama serves people around the city and neighboring villages. She has good quality goods at an affordable price. Her suppliers are located in Conakry and in Freetown, where she usually goes two times per month by vehicle. She is hard working and honest. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Adama S to buy pans, dishes, and buckets.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Dec 21, 2011
Currency Exchange Loss:
Aug 15, 2012