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Titomagba Group
In this Group: Bèkpon, Célestine, Antoinette, Marie, Béatrice, Allidénou, Yaotcha, Joséphine, Adèle, Pailine, Odette, Zansi, Modeste, Elisabeth, Véronique
The Titomagba group is made up of 15 people who all live in the same village and are all involved in income-generating activities. The group is requesting their first loan from ALIDé in order to be able to increase their business activities and better satisfy customer demand.

Bèkpon, the woman with her hand raised in the picture, is the group's representative. She is 53 years old and lives in a town in Benin. She is widowed and has 5 children, some of whom attend school. 3 of the children are still dependent on their mother. She lives alone with them and is the family's sole breadwinner.

For the past 30 years, Bèkpon has been selling agricultural products (corn etc.) from her home and in her local area. She gets her supplies in a market in Benin. The income from her business allows her to take care of her needs and those of her children.

This loan will enable Bèkpon and the other members of the Titomagba group to increase their business activity and thereby their turnover and revenue.
TITOMAGBA est un groupement composé de quinze personnes qui vivent toutes dans le même village et mènent toutes des activités génératrices de revenus. C’est la première fois que ce groupement sollicite un crédit auprès de ALIDé, afin d’élever le niveau de leur activité et de mieux répondre aux exigences de leur clientèle. La représentante du groupement du nom de Bèkpon est celle qui a la main levée sur la photo. Bèkpon est âgée de 53 ans et vit dans une ville du Bénin. Bèkpon est une veuve ayant cinq enfants, dont certains scolarisés, et trois restent à sa charge. Bèkpon vit seule avec les trois enfants encore à sa charge et assure seule leurs différentes charges. Depuis une trentaine d’année, Bèkpon vend des produits vivriers (maïs, etc.) à son domicile et dans sa région. Cette activité lui génère des revenus l'aidant à ainsi subvenir à ses besoins et à ceux des enfants à charge. Bèkpon s’approvisionne dans un marché du Bénin. Ce crédit permettra certainement à Bèkpon et aux autres membres du groupement TITOMAGBA, de rehausser leur activité et d'accroître leur chiffre d'affaire et leur revenu.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 500.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Titomagba Group's $900 loan helped a member to buy bags of corn for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 21, 2011
Currency Exchange Loss:
Aug 15, 2012