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Danelia Del Carmen
View original language description ↓
Daniela is a married 46 year old with 5 children, all of whom are students. She has spent about 15 years on her business, which consists of selling basic nutritious products, carbonated beverages, dairy products, personal hygiene products, and housecleaning products. Her small grocery store has been able to grow as a result of her efforts, and through the economic support of her husband, who works as a skilled construction worker. Her husband's work is not steady helps in the same way with house expenses.

The small grocery store has been the main source of fixed income in this family and with it they have been able to maintain themselves and live with dignity. At this time, Daniela reports there is not sufficient money to stock the grocery store and offer a significant variety in the products that she has in the store.

Translated from Spanish by Katrina H, Kiva volunteer.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,731,150
    Funds lent in using Kiva
  • 19.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Danelia Del Carmen purchase Basic Grains, Meats, Vegetables, and Perishable Products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 16, 2008
Mar 1, 2008
Currency Exchange Loss:
Aug 16, 2008