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01.05.04 Đông Sơn Thanh Hóa Group
In this Group: Năm , Bích, Ngà, Chuẩn*, Dưng, Hiệu
* not pictured
Mrs. Năm operates a food stall/restaurant selling eggs. She is requesting a loan to purchase eggs to resell.

Năm is 54 years old and she is married with one child.
She is the leader of a 6-member group, the 4 Đông Sơn solidarity group.
Năm lives with no dependents in Thanh Hoa city, a urban town in Thanh Hoa province.

In 2010, Năm joined Thanh Hoa Fund for Poor Women to improve her business. Năm has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women. Năm has been involved in this business for 8 years. The main hardship that Năm faces in her business is the lack of capital.

With her business profit, Năm hopes to buy a motorbike, for her business to do well, and to remodel her house.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 25
    View loans »
    Vietnam Loans Fundraising
  • $12,532,400
    Funds lent in using Kiva
  • 21,016.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 01.05.04 Đông Sơn Thanh Hóa Group's $1,375 loan helped a member to purchase eggs to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 15, 2013