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Ros' Group
In this Group: Ros, Khut, Chiem, Tep, Nom, Brok
This group is made up of six members. The leader is Ros, who is 47 years old and lives in Kampong Chhnang province. Each member will use his/her portion of the loan for a different purpose. Mr. Ros, who works in an agricultural business, will use his loan to purchase merchandise inventory for his wife's store, located in their house. This loan will sustain and enhance this business and enable it to be more successful. He is very grateful for the support to his family and his group members. He hopes that everyone in his group will improve their businesses through the loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 119
    View loans »
    Cambodia Loans Fundraising
  • $36,585,575
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ros' Group's $1,100 loan helped a member to purchase merchandise inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 2, 2011
Listed
Dec 21, 2011
Currency Exchange Loss:
Covered
Ended:
Dec 27, 2012