Update on Juan RonaldJuan Ronal is 24 years old. He is single and lives with his father. He lives in Recinto San Vicente Las Lomas in the Canton of Ventanas. The "El Recreo" Community Bank is located in Recinto San Vicente las Lomas that belongs to the Canton of Ventanas. This community bank is dedicated to short term agricultural work such as growing corn, rice, beans and soy beans. For the past five years Juan has worked in agriculture growing corn and beans. He buys his products in Ventanas and sells them in the market in the same location. The loan he is requesting will be used to buy supplies, fertilizers and urea in order to grow corn. This loan will help him increase his earnings so that he can support his family. His dream is to buy a piece of land and have economic stability for his family. In his free time he likes to play volleyball and pass time with his family.
La ventanilla el recreo se encuentra ubicada en el Recinto San Vicente las Lomas, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz, fréjol y soya.
Juan se dedica a la agricultura a la siembra de maíz, fréjol. Desde hace cinco años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de insumos, fertilizantes, urea para la siembra del maíz, El préstamo le ayudado para aumentar los ingresos para el consumo de la familia. Su sueño es poder comprar un terreno y así tener estabilidad económica para su familia.
En los tiempos libres me gusta jugar indor y pasar con toda mi familia.
Previous Loan DetailsJuan Ronald is 24, single, and he lives with his parents in the Ventanas province, de los Rios province. The members of the V.R. C. El Recreo group are located in Ventanas canton, in the precint of San Vicente de las Loma. This rural group is made up of farmers of crops with a short turnarou... More from Juan Ronald's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid