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Esmeralda De Cosmos Group
In this Group: Rosalina, Esperanza, Nanddy Roseny, Teodora, Ines Lourdes , Placida Monica
The Esmeral de Cosmos Communal Bank will begin its first cycle with Pro Mujer as part of the Cascada Regional Hub. It is made up of six members and it is led by a board of directors in which Nanddy is the secretary. The members of the communal bank work in different fields, such as knitting blankets, selling fruit, making photocopies, weaving blankets, machine-sewing blankets, and building.

Nanddy tells us she has been with Pro Mujer for five months now and that she joined the institution after being invited by a friend. She currently has a business weaving blankets that she has had for years.

The loan she is currently taking out is to increase her capital to buy wool at the July 16th Fair that commemorates the founding of La Paz. After making her blankets she will sell them as they are ordered.

When asked what she likes about Pro Mujer, she tells us that she likes the attention and the positive atmosphere.

In the photograph, provided by Esperanza's sister, she is seated, wearing a red vest.
View original language description ↓
La A.C. “ESMERAL DE COSMOS” iniciará su primer ciclo en Pro Mujer, como parte del centro focal Cascada, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Nanddy es secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: Confección de mantas, venta de frutas, fotocopiadora, trenzado de matas, tejido de mantas a máquina, albañilería.

La señora Nanddy, indica que hace cinco meses trabaja en Pro Mujer y que integro la institución por invitación de una amiga. En la actualidad ella tiene un negocio de trenzado de mantas que viene trabajando hace años.

El crédito que ahora sacará es para aumentar su capital (compra de lana) que comprara de la feria 16 de julio y posteriormente a la elaboración lo venderá a pedido. Esta forma de trabajo le permite generar recursos para apoyar a su familia pues ella vive en concubinato y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la atención y el buen humor.

En la fotografìa acompaña la hermana de la señora Esperanza, ella se encuentra vestida con un chaleco rojo sentada

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esmeralda De Cosmos Group's $1,775 loan helped a member to buy blankets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2011
Listed
Dec 21, 2011
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2012