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Irma Jeaneth
Irma Janeth, 34, lives with her partner and 9-year old daughter in San Vicente Las Lomas, a small town in the Ecuadorean canton of Ventanas.

The members of the El Recreo community bank in San Vicente Las Lomas make their livings from farming. They grow maize, rice, beans and soy.
Irma, too, is a farmer. She grows maize and beans and raises chickens and pigs. She started the business four years ago. She buys and sells what she needs in Ventanas.

Irma will use part of this loan to buy urea, fertilizer, manure, pesticides and other supplies for growing maize. She will use the rest to feed for her chickens and pigs. Borrowing helps her increase her family's income. Irma's goal is to buy a cart for transporting goods to market.

In her spare time, Irma likes to spend time with her family and her daughter.
View original language description ↓
Irma Janeth tiene 34 años vive en Unión Libre, y vive con su cónyuge y su hija, de 9 años. Vive en el Recinto San Vicente las Lomas en el Cantón Ventanas.

La ventanilla el recreo se encuentra ubicada en el Recinto San Vicente las Lomas, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz, fréjol y soya.
Irma se dedica a la agricultura a la siembra de maíz, fréjol, a criar gallinas chanchas. Desde hace cuatro años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de insumos, urea, fertilizante, abonos, insecticidas para la siembra del maíz, así también para la compra de la comida apropiada para criar sus gallinas y chanchos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia. Su sueño es poder comprar un carro para poder movilizarse en el negocio y así poder gozar de buena salud y estar unidos con la familia.

En los tiempos pasar más juntos con la familia y con su hija.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Irma Jeaneth to buy supplies for farming businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 29, 2011
Listed
Dec 21, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 27, 2012