Update on Celia JennyCelia Jenny is 42 years old, a widow, living with her father and her 14 year old son. She lives in the Ventanas canton of the Rios province.
The service point El Recreo is located in the San Vicente Las Lomas area, belonging to the Ventanas canton. This service point is dedicated to short cycle farming such as growing corn, rice, beans and soy beans.
Jenny has been making a living growing corn, beans and rice for the last three years. She buys her products in Ventanas and sells her production in the same place.
The requested loan is for the purchase of fertilizers for the sowing of corn. The loan helps her to increase her income for the support of her family and for investment. Her dream is to improve herself and provide a better future for her son in his schooling.
In her free time she likes to fish and be with her family.
La ventanilla EL RECREO se encuentra ubicada en el Recinto San Vicente las Lomas, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz, arroz fréjol y soya.
Jenny se dedica a la agricultura a la siembra de maíz, fréjol, arroz desde hace tres años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es superarse y darle un mejor futuro hijo en el estudio.
En los tiempos libres le gusta salir a pescar y estar unida con la familia.
Previous Loan DetailsCelia Jenny, age 41, is a widow who lives with her 13-year-old son, who is in school. They live in Ventanas Canton in the province of Los Rios. The communal group "EL RECREO" is located in Ventanas Canton in the San Vicente sector of Las Lomas. This group is involved in farm activity, raising… More from Celia Jenny's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid