Las Hormiguitas Group
For more than 25 years, Julia has worked selling food from a rented spaces. Thanks to her business, Julia has been able to improve her living space, and she is now buying her own property. Julia's wish is to finish the construction of her home. WIth the goal of improving her business, she is applying for a loan to buy tables, silverware, and a microwave, and in this way, provide her customers with a better experience. The "Las Hormiguitas" community bank are thankful for and dedicated to their working relationship with the Programa Prosperidad. For work-related reasons, Rosa, one member of the group, was not able to be present for the initial distribution of capital (when the photo was taken).
La Sra. Julia tiene 50 años de edad es casada y tiene 04 hijos la cual sigue apoyando a 01 de ellos, ya que está en etapa escolar, en la fotografía se ubicada a lado derecho, ella viste una blusa color fucsia y tiene el cabello corto, esta al costado de la señora que viste un polo negro y pantalón rojo.
Hace más de 25 años que la Sra. Julia se dedica a la venta de comida, en un local alquilado, gracias a su negocio la Sra. Julia ha podido mejorar su calidad de vida.
Con el fin de mejorar su negocio solicito el crédito para la compra de mesas, cubiertos y un horno microonda y de esta manera brindarles una mejor atención a sus clientes.
La Sra. Rosa no pudo estar presente en el desembolso por motivo de trabajo.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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