Update on Wilton CristobalWilton Cristobal is 23 years old and married. He lives with his wife and his four-year-old daughter in the América district, in Ventanas canton.
The communal bank "UNIDOS VENCEREMOS" ["United We Will Overcome"] is located in the América district, which is part of Ventanas canton. The members of this communal bank work in short-cycle agriculture, growing corn and rice.
Wilton has worked in agriculture growing corn for the last ten years. He purchase his supplies in Ventanas, and sells his products in the market there.
The requested loan is for the purchase of seeds and fertilizers for growing corn and rice. The loan will help him to increase his income for use by his family and for investment. His dream is to buy a plot of land that he can continue to plant.
In his free time, he really enjoys playing sports.
La ventanilla UNIDOS VENCEREMOS se encuentra ubicada en el Recinto América, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.
Wilton se dedica a la agricultura a la siembra de maíz desde hace 10 años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de semillas y fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es comprar un terreno para seguir sembrando.
En los tiempos libres disfruta mucho hacer deporte.
Previous Loan DetailsWilton Cristobal is 23 years old. He is married and lives with his wife and four year old daughter. He lives in the Ventanas Canton in the Province of Los Ríos. This group is called "UNIDOS VENCEREMOS" (United We Shall Overcome). It is located in La América, in Ventanas Canton. The members of… More from Wilton Cristobal's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid