Banco Mujer Promujer Group
Esta es una fuente importante de generación de ingresos para la economia domestica, ya que en el caso de Herminia es su única fuente de ingresos y en el caso de Anita, su compañero es un trabajador subempleado de labores agricolas, quien muchas veces no logra trabajar una semana completa, de allí que lo que logra llevar a su casa como salario es variable y con la actividad de Anita se complementa el presupuesto de la familia.
Este préstamo se utilizara para reforzar el capital de trabajo de las sodas y se invertira en la compara de refrescos gaseosos, jugos, galletas y bocadillos así como en la compra de materia prima para la elaboración de los casados, hamburgesas, tacos ete.
Las metas a corto plazo es poder contar con recursos economicos, para hacer mejoras a sus viviendas, tanto en sus techos como los pisos.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid