Update on Alejandrina PilarAlejandrina Pilar is 48 years old. She is single and lives with her children in Voluntad de Dios, in Ventanas canton.
The Valle Alto community bank is located in Voluntad de Dios, in Ventanas canton. The members of this bank work in short-cycle agriculture, growing corn, rice and pigeon peas.
Alejandrina is a farmer who has been growing corn and rice for some years. She makes her purchases in Ventanas and makes her sales in Ventanas market.
Alejandrina requested this loan to buy seeds, fertilizers and manure. The loan will help her to increase her income so that she can provide for her family and invest in her farming. Her dream is to buy a vehicle.
Ventanilla VALLE ALTO se encuentra ubicada en el Recinto Voluntad de Dios, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandul.
Alejandra se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas y las vende en el mercado de Ventanas.
El crédito solicito para la compra de semillas, fertilizantes y abonos para los cultivos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir en la siembra. Su sueño es comprar vehículo.
Previous Loan DetailsAlejandrina Pilar Alvarez A. is 48 years old, she is single and she lives with her children in the canton of Ventanas, in the province of Los Rios. She has 2 children. The communal bank named "High Plains" is located in the neighborhood of Voluntad de Dios, in Ventanas. The members of this… More from Alejandrina Pilar's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid