Update on Bonny TatianaBonny Tatiana is 23 years old and lives with her partner and children. She lives in Voluntad de Dios, in Ventanas canton.
The Valle Alto community bank is located in Voluntad de Dios, in Ventanas canton. The members of this bank work in short-cycle agriculture, growing corn, rice and pigeon peas.
Bonny is a farmer who grows corn and rice on land belonging to family members. She makes her purchases in Ventanas and makes her sales in Ventanas market.
Bonny will use the loan that she requested to buy seeds, fertilizers and manure. The loan will help her to increase her income which means she will be able to help her family and invest in her farming. Her dream is to buy a plot of land and a vehicle for her work.
In her free time, Bonny likes to relax and watch television.
Ventanilla VALLE ALTO se encuentra ubicada en el Recinto Voluntad de Dios, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandul.
Bonny se dedica a la agricultura a la siembra de maíz y arroz en terrenos de familiares. Compra sus productos en Ventanas y las vende en el mercado de Ventanas.
El crédito solicito para la compra de semillas, fertilizantes y abonos para los cultivos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir en la siembra. Su sueño es comprar un terreno y vehículo de trabajo.
Le gusta descansar y ver la televisión.
Previous Loan DetailsBonny Tatiana is 23 years old, single, and lives with her children in Ventanas canton, in Los Ríos province. She has three children: 11 year-old Pablo, 8 year-old Kelly and 4 year-old Ángel. The Valle Alto community bank is located in Voluntad de Dios, in Ventanas canton. The members of this… More from Bonny Tatiana's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- At end of term
- Dec 13, 2011
- Dec 21, 2011
- Currency Exchange Loss:
- Jul 27, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.