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Grace cooks plain rice and serves it with tomato sauce, macaroni, fried fish and hot pepper sauce (shito) at Ayensudo, near Elmina, which she has done for 15 years. She is a widow. As a single parent, Grace is responsible for clothing, feeding and paying her children’s school fees and other household expenses. Grace will use the loan to purchase rice, tomatoes, cooking oil and so on. She anticipates reinvesting the new profit.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 1.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Grace to purchase rice, tomatoes and cooking oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Dec 20, 2011
Currency Exchange Loss:
May 3, 2012