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Ela Carmela
Ela is a single woman who is 27 years of age. She has been preparing and selling cakes, snacks, and other foods for more than eight years alongside her mother and sister. Over time, Ela has demonstrated great interest in improving the service she provides in her business. For this reason, she currently makes decorations for events in addition to selling cakes. Thanks to her effort and dedication, Ela has been able to earn 64 PEN each day, which enables her to cover her monthly expenses. This includes preparing cakes and her personal expenses.

Ela also manages a grocery store with her mother and sister, which enables them to earn extra income. “One memory I have is when my sister and I prepared a cake with three layers and covered it with icing. The cake fell down by accident and we had to repair it at that moment. Fortunately, everything ended well,” recalls Ela with a laugh.

Thanks to the Kiva lenders, Ela will be able to access more money to help her buy some necessary supplies. As a result of her effort and dedication, she will be able to reach her goal. Ela will provide rental services that offer tables, chairs, tablecloths, and major decorations from the same shop where she sells cakes and snacks. This will enable her have a better quality of life.

View original language description ↓
Ela es una mujer de 27, soltera, que se dedica a la preparación y venta de tortas, bocaditos, entre otros, esta actividad la desarrolla desde hace más de 8 años, junto a su madre y a su hermana, a través del tiempo ha demostrado mucho interés en continuar mejorando el servicio en su trabajo, es por ello que actualmente también realiza decoraciones en los eventos donde vende sus tortas. Gracias a su esfuerzo y dedicación ella puede llegar a ganar hasta S/.64 diarios, lo que le permite cubrir todos los gastos que debe afrontar mensualmente, como la preparación de las tortas y gastos personales.

Ella se dedica también a atender la bodega de su madre junto a su hermana, lo que les permite un ingreso extra a ambas. “Un recuerdo que tengo es cuando prepare junto a mi hermana una torta de 3 pisos, cubierta de masa elástica, y por accidente se nos cayó, tuvimos que arreglarla en ese momento, afortunadamente todo salió bien” comenta Ela entre risas.

Gracias a los prestatarios Kiva Ela podrá tener mayor cantidad de dinero, lo que la ayudará a poder comprar algunos materiales que le son necesarios. Con esfuerzo y dedicación ella llegará a su meta, brindar el servicio de alquiler de mesas, sillas, manteles y una mejor decoración donde venda sus tortas y bocaditos, lo que le permitirá tener una mejor calidad de vida.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ela Carmela to buy baking and decorating supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2011
Dec 22, 2011
Currency Exchange Loss:
Mar 15, 2012