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Manuel Francisco
Manuel Francisco, 31, is married and has two children. He lives with his wife and children, ages 5 and 9, in San Miguel in the province of Bolívar.

His communal bank is called "Yagui Chico" after the community it is in which is 20 minutes from the San Miguel Canton. Here most people are involved in agriculture as a source of income for their families.

Manuel grows crops for a living with corn being his main crop. He buys and sells in San Miguel. He is requesting a loan to work in the fields and buy fertilizers, liquids, urea and seeds.

The loan will allow him to buy the fertilizers without any problem. He has had no difficulties so far. In his free time he enjoys playing volleyball.
View original language description ↓
Manuel Francisco tiene 31 años de edad es casado tiene 2 hijos, vive con la esposa y con los hijos de 5 y 9 años de edad en San Miguel provincia de Bolívar.

La VRC SE LLAMA Yagui Chico tiene el nombre de la Comunidad, se encuentra a 20 minutos del Cantón San Miguel y se dedican a la agricultura como fuente de ingresos de la familia.

Manuel se dedica a la agricultura como fuente de ingresos de la familia lo que más siembra es el maíz.

Las compras y las ventas lo hace en San Miguel. Solicita el crédito para trabajar en el campo y poder comprar los abonos agrícolas, fertilizantes, líquidos, urea y las semillas.

Con la ayuda del crédito podrá comprar los abonos sin ningún tipo de problema. No se le ha presentado ningún tipo de problema. En el tiempo libre le gusta jugar boly.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel Francisco to buy fertilizers, liquids, urea and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 21, 2011
Dec 21, 2011
Currency Exchange Loss:
Dec 15, 2012