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Nelson Jesus
Nelson Jésus is 60 years old and married with one daughter. He lives with his wife and twenty-three year-old daughter in Ventanas in the Province of Bolívar.

The VRC [Ventanillas Rurales Crédito, or Window to the Countryside Loan] is called Yagui Chico, after the community which is twenty minutes from the Canton of San Miguel, and whose members work in agriculture to provide their families with a source of income.

Nelson works as a farmer to provide his family with a source of income. He mostly cultivates corn, wheat, and potatoes.

His purchases and sales occur mostly in San Miguel. He is requesting the loan to purchase manure, fertilizers, and to pay for labor costs. With the help of the loan he has been able to purchase agricultural products and fertilizers.

His dream is to be able to have the opportunity to purchase land. The challenges he faces are the winds and frost in his crops.

In his free time he likes to play sports, especially volleyball.
View original language description ↓
Nelson Jesús tiene 60 años de edad es casado tiene una hija, vive con la esposa y la hija de 23 años de edad en Ventanas Provincia de Bolívar.

La VRC SE LLAMA Yagui Chico tiene el nombre de la Comunidad, se encuentra a 20 minutos del Cantón San Miguel y se dedican a la agricultura como fuente de ingresos de la familia.

Nelson se dedica a los trabajos de la agricultura coMo fuente de ingresos de la familia lo que más siembra es maíz, trigo y papas.

Las compras y las ventas lo hace en san Miguel . Solicita el crédito para la compra de abonos, fertilizantes y pago a los trabajadores. Con la ayudadel crédito ha podido comprar los productos y abonos agrícolas.

El sueño es poder tener la oportunidad de comprar terrenos. Los desafíos a los que se ha enfrentado es los vientos y las lanchas en los cultivos.

En el tiempo libre le gusta practicar el deporte en especial el boley.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,432,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nelson Jesus to purchase manure, fertilizers, and to pay for labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 21, 2011
Listed
Dec 22, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012