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Nazgul is 35 years old, married and is raising five children. In search of a source for financial support for her family, she started her own business of fattening up and reselling livestock ten years ago, using an initial sum of 12,000 som (KGS). Thanks to her persistent work, Nazgul's business currently yields about 8,000 som per month from sale of milk and meat products. In order to further grow her business, she requested a loan in the sum of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase bulls for fattening up. Nazgul plans to invest the profits from this loan into building a new, comfortable barn for the livestock, and, in the future, further increasing livestock headcount.
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Назгул 35 лет, замужем, воспитывает пятерых детей. В поисках источника финансирования для своей семьи, 10 лет назад Назгул начала свой бизнес в откорме и перепродаже скота, использовав стартовую сумму в 12,000 сом (KGS).
Благодаря упорному труду Назгул, ее хозяйство на сегодняшний день приносит около 8,000 сом в месяц от продажи молочных и мясных продуктов. В целях дальнейшего развития своего бизнеса, Назгул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку бычков на откорм. Доходы Назгул планирует вложить в постройку нового удобного сарая для скота, и в будущем – в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Nazgul to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 20, 2011
Currency Exchange Loss:
Oct 17, 2013