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Haykuhi is 24 years-old. She is married and has two small children. Haykuhi and her family live in Vanadzor city.

For more than a year Haykuhi has run her own food and household goods trading business. She rents a shop where she sells produce, which she buys from suppliers. Haykuhi’s husband is a trainee at one of the Vanadzor organizations and every evening and weekend he helps his wife in the shop. Thanks to the business Haykuhi and her husband provide for their young family.

Haykuhi is seeking for a loan of 800.000 AMD in order to buy beverages, candies, various canned foods, household goods, etc. for her shop. This will help Haykuhi to increase her shops assortment before the New Year’s holiday, when trading is very active.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 381.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Haykuhi to buy beverages, candies, various canned foods, household goods, etc. for her shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 16, 2011
Dec 20, 2011
Currency Exchange Loss:
Jan 17, 2014