Thi Xuan's Group
Mrs Ba will use the loan to buy construction material.
Mrs Năm will use the loan to buy vegetables to sell at the market.
Mrs Thuỷ & Hương will use the loan to buy mechandise to resell.
Translated from Vietnamese by Khang Ho-Si, Kiva volunteer.
Chị Xuân, 54 tuổi, vay vốn của Chương trình binhminh cdc để lấy thêm một số mặt hàng đi bán thêm phong phú, tăng thêm lãi, phụ giúp gia đình. Anh Hùng, chồng chị, làm chịng nhân viên chức Nhà nước cũng giúp chị phần nào gánh vác gia đình. Chị đã vay của phụ nữ nhưng với mức thu nhập 150000đồng/ ngày, chị sẽ hoàn trả tốt các loại vốn vay.
Chị Ba vay vốn mua sắm nguyên vật liệu phục vụ cho việc đi làm xây dựng (là nguồn thu nhập chính của chị).
Chị Năm vay vốn để mua rau về bán lẻ, tạo thu nhập.
Chị Thuỷ, chị Hương vay vốn để hỗ trợ cho việc bán hàng.
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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