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This member belongs to the ”JOSE CARLOS MARIATEGUI” communal bank. The communal bank is located in the the heart of the sacred valley of the Incas, in the province of Urubamba and department of Cusco.

This member is Señora Candelaria; she is 63 years old and married. She has five children, all of whom are financially independent. The member works buying and selling handicrafts. She knits beautiful things such as hats, sweaters, gloves, blankets and shawls among other things.

She was born in the city of Puno and has lives in Urubamba for many years. The member has a stand in the market, and among other products, she purchases materials such as alpaca wool, synthetic wool, sheep's wool, and buttons.

The member is requesting the loan to invest in the purchase of wool to accomplish her work. She is grateful for the loan and agrees to comply with her repayments according to the repayment schedule.
View original language description ↓
La socia pertenece al banco comunal ”JOSE CARLOS MARIATEGUI”; El banco comunal se encuentra ubicado en el mismo corazón del valle sagrado de los inkas, en la provincia de Urubamba y departamento de Cusco.
La socia es la Sra. Candelaria; La socia tiene 63 años de edad, La socia es casada, la socia tiene 5 hijos los cuales son todos independientes; la socia se dedica a la compra y venta de artesanía la socia teje bellos trabajos como gorros, chompas, guantes, mantas, mantillas entre otros, ella es natural de la ciudad de Puno y radica en Urubamba desde hace muchos años, la socia tiene un stand en el mercado y ella compra entre otros productos materiales como lanas de alpaca, sintética, lana de ovino, botones. La socia solicita el préstamo para invertir en la compra de lanas para realizar sus trabajos.
La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 174
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Candelaria to invest in purchasing wool to accomplish her work.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Dec 20, 2011
Currency Exchange Loss:
May 15, 2012