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Marina belongs to the "José Carlos Mariáteguí" communal bank, located in the very heart of the Sacred Valley of the Incas, in Urubamba province, in Cusco department. She lives with her partner and has two children, ages 19 and 8.

She works selling notions. She brings merchandise from the city of Cusco, and sells it at a stand in the market. She sells a wide variety of goods, including pony tail holders, tweezers, creams such as vaselines, shoe brushes, mirrors, hooks, bleach, detergents, bags, and other items.

She wishes to use the loan to buy notions and to stock up on merchandise. The borrower is thankful for the loan, and promises to make her instalment payments in accordance with the loan schedule.
View original language description ↓
La socia pertenece al banco comunal ”JOSE CARLOS MARIATEGUI”; El banco comunal se encuentra ubicado en el mismo corazón del valle sagrado de los inkas, en la provincia de Urubamba y departamento de Cusco.
La socia es la Sra. Marina; La socia tiene 42 años de edad, La socia es conviviente, la socia tiene 2 hijos de 19, 8 años de edad, la socia trabaja vendiendo pasamanería, la socia trae mercadería de la ciudad de Cusco, la socia vende en un stand del mercado, ella vende todo lo referente a ligas, pinzas, cremitas como vaselinas, escobillas para zapatos, pasadores, espejos, ganchitos, lejía, detergentes, bolsas entre otros. La socia desea invertir el crédito en la compra de pasamanería y poder implementar su mercadería.
La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Marina to buy notions, and to stock up on merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Dec 21, 2011
Currency Exchange Loss:
May 15, 2012