Gregoria lives in the Lower Pampahasi region, which is located twenty minutes from the city center. She has one young, school-age daughter. They have lived in a house under an “anticrético” arrangement for one year. (In an “anticrético” arrangement, the owner leases property for a lump sum deposit in lieu of monthly rent. At the end of the lease period, the money is returned to the renter. If the owner fails to repay the money, the renter gets to keep the property.) Gregoria has a sewing workshop where she makes girls’ dresses. She sells them at the permanent market in the early mornings as well as daily at her fixed stand. She learned how to sew clothing in her cousin Patricia’s workshop. She worked with her for five years and later opened the workshop that she currently owns. She has three employees who work with her. She is requesting this loan to purchase 8 rolls of Polar fleece fabric and hopes to grow her business in this way.
La señora Gregoria vive en la zona bajo Pampahasi que esta ubicada a veinte minutos del centro de la ciudad. Ella tiene una hija joven que esta en edad escolar y viven en un anticrético desde hace un año. La Sra. Gregoria tiene un taller de costura de vestidos para niñas los cuales los vende en la feria permanente de las mañaneras y también los vende diariamente en un puesto fijo que tiene, La Sra. Gregoria aprendió a confeccionar ropa en el taller de su prima Patricia y trabajó con ella durante unos cinco años para después iniciar su propio taller donde actualmente se encuentra y tiene tres operarios que trabajan con ella. Solicita el préstamo de dinero para la compra de 8 rollos de tela polar y espera de esa manera poder ampliar su negocio.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.