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Luchando Por Un Sueño Group
In this Group: Valeria, Sandra, Esthefani Yesari, Gerlyn Geraldine, Angelica, Jefferson Harold, Raida, Maritza
Maritza is a member of the communal bank "Luchando por un Sueño" which is comprised of eight enthusiastic, hard-working members.

Maritza is 26, has a common-law husband and two small children who she supports. She has been selling cheese for two years and it was her mother who encouraged her to set up her own business since she is the one who supplies the product. Maritza also works on weekends as an assistant cook to earn extra income for the household. By working hard she has been able to improve her quality of life. Since she wants to continue improving she has requested a loan to buy cheese so she can fill the orders she has already taken. Maritza's goal is to buy her own land.

The communal bank "Luchando por un Sueño" is very grateful for the loan. Maritza is the one in the pink t-shirt and grey pants. Gerlyn and Esthefani could not be present for the picture because of work, so their photographs are seen below.
View original language description ↓
Maritza es integrante de la Alcancía Comunal “Luchando por un Sueño” la cual está conformado por 08 socios entusiastas y trabajadores siendo Maritza una de las socias activas del grupo. Maritza tiene 26 años de edad es conviviente y tiene 02 hijos menores la cual sigue apoyando. Ella se dedica a la venta de queso la cual lleva 02 años en dicho negocio, su madre fue quien la motivo para emprender su propio negocio ya que es ella quien la abastece de dicho producto, también nos manifiesta Maritza que realiza trabajos todos los fines de semana como ayudante de cocina, de donde obtiene un ingreso mas para su hogar, con arduo trabajo a logrado mejorar su calidad de vida. Con los deseos de seguir mejorando solicito el crédito para la compra de quesos ya que tiene pedidos por entregar. El deseo de Maritza es de comprar su propio terreno. La Alcancía Comunal “Luchando por un Sueño” están muy agradecidos con el crédito brindado. Maritza es la que viste un polo rosado y pantalón plomo. Gerlyn y Esthefani no pudieron estar presentes en el desembolso por motivo de trabajo, es por ello que adjuntamos sus fotografías.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luchando Por Un Sueño Group's $1,825 loan helped a member to buy cheese.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2011
Listed
Dec 20, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012