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Punto Clave - 26 Group
In this Group: Paola Alejandra, Jemio Garcia , Dabne Ines, Angela Collette, Marcelo Roberto, Paola, Raquel Gabriela, Jenny Katherine, Hector Manuel
The Punto Clave–26 communal bank is comprised of a group of nine people. Most of them live in the Alto San Pedro zone and devote themselves to small businesses or other work activities.

Dabne is the president. She makes handicrafts using “goma Eva” (foam) and other materials. She takes orders, and she sells in party stores.

She is a skillful and talented person in making this type of work. Because her work is of a very good quality she receives a lot of orders.

She will use the loan to buy materials to make foam souvenirs. She also has work that she needs to deliver around this time.

Dabne is a young person with the desire to improve herself and the wish to be able to grow in her business activity. This is the way to improve her income in order to improve her quality of life.
View original language description ↓
El banco Punto Clave- 26 esta conformado por un grupo de nueve personas que viven en su mayoría en la zona de Alto San Pedro y se dedican al comercio minorista y otras actividades laborales, la presidenta es la señora Dabne que realiza artesanías en goma Eva y otros materiales a pedidos y venta a las tiendas de cotillones, es una persona muy hábil y talentosa para realizar este tipo de trabajos, ya que por el trabajo de muy buena calidad recibe muchos pedidos, con el dinero del crédito comprara material para la realización de cotillones de goma Eva y también trabajos que tiene que entregar estas fechas, La Sra. Dabne es una persona joven con ganas de superación que con desea con poder crecer en su actividad y de esta manera mejorar sus ingresos para mejorar su calidad de vida.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 224
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Punto Clave - 26 Group's $3,300 loan helped a member to buy materials to make foam souvenirs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 20, 2011
Currency Exchange Loss:
Jun 15, 2012