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Mrs. Hong S., 38, is married with four children and works as a teacher in Tmor Kor commune, part of Kampong Cham Province. As a teacher she earns on average $4 per day, which includes her salary and running a part time private class for the students on certain days of the week. To supplement the household income, her husband, Mr. Kert Sophea, 45, sells wood and charcoal, earning $11 of income. This couple hopes to borrow $1000 to purchase more wood and charcoal to resell in large amounts. The profit from this business will be used to support the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hong this loan will be used to purchase more wood and charcoal.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 17, 2008
Mar 2, 2008
Currency Exchange Loss:
Apr 15, 2009