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Mrs. Cheng Y., 45, is a mother of five children and also owns a stand selling a variety of grocery products. She normally earns on average a profit of $1.5 a day. Her husband, Mr. Cham Chem, 47, is a wedding chef earning $2 a day of profit. All of their children live away from home. To generate an additional income this couple requests a loan from Kiva of $1000 to purchase a motor-bike to use as a motor-taxi and to buy more grocery products.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 322
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cheng to purchase more grocery products and a motor-bike to be used as a motor-taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 17, 2008
Mar 2, 2008
Currency Exchange Loss:
Apr 15, 2009