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Abia Plus Group
In this Group: Jean Martin, Julie, Lisette, Théo, Lola, Hortense, Angélique, Julienne, Marie Claire, Claris, Nicole, Henriette, Aimé, Adolphine, Aminata, François, Augustine, Nsumbu, Marie*, Chantal, Elisa, Adrienne, Léonie, Elysée, Alain, Alphonsine, Bienfait
* not pictured
Jean Martin, from Kinshasa DRC, is the 46-year-old group leader of a 27-member group loan named “Abia Plus” offered by MFI HOPE DRC. While each member of the group receives an individual loan, they are collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Jean Martin, who is married, has two children, aged 13 and 17, both of whom attend school. Since 1994, Jean Martin has been a micro-entrepreneur in the central part of Kinshasa. His main activity is selling used tires and tubes. His business currently brings in a profit of US $80 per week. Jean Martin has already obtained and correctly repaid 2 loans from microfinance institution and Kiva partner, HOPE DRC. He plans to use the coming loan to increase his inventory by purchasing ten more used tires and tubes for reselling at a profit in order to increase his income. His dream is to become a tire and tube provider and a point of sale within his community.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,423,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Abia Plus Group's $4,925 loan helped a member to buy 10 used tires and tubes for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Dec 20, 2011
Currency Exchange Loss:
Jun 15, 2012