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Valerik is a 53-year-old entrepreneur from Khndzoresk village in the Syunik region. He lives with his wife and sister. Valerik's children live separately.
Valerik earns his living by breeding cattle and cultivating land.

Valerik plans to increase the cattle. With the help of this loan, Valerik will purchase cattle and forage. Valerik hopes he will increase his income from the sales of milk and meat. Additional income will allow Valerik to help his children to live in improved conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 109
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Valerik to pay for cattle and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 17, 2014