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Mrs. Seam, age 31, is a local farmer and her husband works as a construction worker around the province of Kompong Cham. She’s really busy with her work nowadays because it’s time to collect her rice harvest. She has two children who attend a local public school.

The family has had difficulties in travelling as they don’t own a motorcycle. For this reason, Seam decided to ask for a loan from HKL and Kiva to purchase a used motorcycle, and with the remaining funds, she’ll buy lubricating oil for her threshing machine. She hopes that she’ll be able to build and expand her business to secure the future of her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,025.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Seam to purchase a used motorcycle and lubricating oil.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Dec 19, 2011
Currency Exchange Loss:
Jun 15, 2012