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Prom is 31 years old and the mother of two young children. She lives in the Prey Chor district. To earn a living, she has been involved in rice farming for more than five years. Prom’s farmland is located near the river, which provides enough water for her rice crops in both rainy and dry seasons. She is able to generate an income of $2.00 per day through her business.

At this time, Prom is preparing to build her own house and she needs more funds to complete the construction. Fortunately, her husband is a construction worker and will gather his own team to perform the work. As a result, she will pay less for the labor needed to complete the work.

She has requested a loan in the amount of $700 to purchase timber and other materials necessary for construction. Prom hopes to receive this loan and promises to pay it back on time.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Prom to purchase timber and other materials for the construction of her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Dec 19, 2011
Currency Exchange Loss:
Jan 23, 2013