Her husband is a driver while Mukhtaran herself is also a working lady. She does decorative embroidery. She is very skillful and receives a good number of orders every month.
She has applied for a loan from KIVA partner Asasah for further expansion of her embroidery business. With the loan investment, she will buy clothes and embroidery material such as beads and embroidery frames in bulk quantity to be able to prepare better quality embroidered clothes and increase her income.
She is very experienced in her work and has been operating it for the past many years. She is confident that an investment will help her to improve her business further.
Note: ”In the photo, the lady who has raised her hand is Mukhtaran.”
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid