This is Narcisa. She is 56 years old and a resident of Tanza, Cavite, Philippines. She is married to Efren, a construction worker, and they have a child. She, together with her husband, manages her household while operating her business. At this time, she is working hard to provide income for her everyday expenses.
Narcisa is a mineral water distributor. What she does is buy mineral water from wholesalers and resells it to her customers in five gallon containers for a profit. She also earns additional income by selling snacks in their area. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 300 in sales every day.
To help her continue operations of her business, she is requesting a PHP 10,000 loan. She will use the loan to buy additional stocks of mineral water. She expects a boost in her business income as she expands her business.
Narcisa dreams of being able to give her family a good future through all her hard work. She also hopes to have a mini store someday. She faithfully meets with her co-fellowship members* every week to share stories of her work and to draw strength and inspiration from the Word of God, which she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.