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This is Amelia, 60, a resident of Quezon City, Philippines. She is a married to Noly, 57, a businessman. She is the mother of three children, two of whom are now working, and her youngest is in high school. She manages her household while operating her business. She works hard in order to help her husband meet their daily needs and expenses.

She is a dressmaker. She cuts and sews dresses, office and school uniforms, skirts and seat covers. She also sews dresses that she sells. The clothes that she usually sews are for kids. As a mother she is aware that parents prioritize buying clothes for their children before themselves. She earns a minimum of Php 500 in her daily sales.

Amelia is requesting a loan amounting to Php 26,000 that will help her to maintain her business well. She will be utilizing the loan to buy more textiles, fabrics and thread, and to maintain her sewing machines. Her profits from the business will definitely help her to continue paying utility bills and save some for the future of her children.

She dreams that her business will last and continue to grow. She wants her children to finish their studies and be able to have a comfortable life some day. She never fails to attend the fellowship* meeting every week as it helps her to entrust to the Lord all her plans and dreams in life.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1499
    View loans »
    Philippines Loans Fundraising
  • $59,173,600
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Amelia to pay for raw materials she needs in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Dec 19, 2011
Currency Exchange Loss:
Apr 15, 2012