A loan of $725 helped to buy perfumes, creams, cosmetics, clothes, shoes and sandals.

Viviana Azucena's story

Every two weeks, the members of the 'Unión Y Solidaridad' community bank meet in San Pablo parish, in the city of Portoviejo, the capital of Manabí. This city has been known for many years as the City of the Royal Tamarind Trees.

Here we meet 23-year-old Viviana who lives with her common-law husband and has two children who are 5 and 3 years old. Her husband is a builder. This is Viviana's fourth loan cycle with her community bank and she likes it because the loans help her a lot.

Viviana is a housewife who, in order to make her own money, sells catalog products. She sells clothing, shoes, sandals, and Yanbal, Esika and Lebel products (beauty products, cosmetics, perfumes and ladies' accessories). She works three days a week, and makes her sales door to door and to order. She leaves her products on credit and collects payment every week. She gets the clothing and footwear from a distributor in the city center. She has been in this business for two and a half years and it is going very well.

Viviana will use this loan to buy perfumes, creams, cosmetics, clothing, shoes and sandals. Her dreams are to study at university and to expand her business.

Translated from Spanish by Kiva volunteer Linda Oxnard

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