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Viviana Azucena
Every two weeks, the members of the 'Unión Y Solidaridad' community bank meet in San Pablo parish, in the city of Portoviejo, the capital of Manabí. This city has been known for many years as the City of the Royal Tamarind Trees.

Here we meet 23-year-old Viviana who lives with her common-law husband and has two children who are 5 and 3 years old. Her husband is a builder. This is Viviana's fourth loan cycle with her community bank and she likes it because the loans help her a lot.

Viviana is a housewife who, in order to make her own money, sells catalog products. She sells clothing, shoes, sandals, and Yanbal, Esika and Lebel products (beauty products, cosmetics, perfumes and ladies' accessories). She works three days a week, and makes her sales door to door and to order. She leaves her products on credit and collects payment every week. She gets the clothing and footwear from a distributor in the city center. She has been in this business for two and a half years and it is going very well.

Viviana will use this loan to buy perfumes, creams, cosmetics, clothing, shoes and sandals. Her dreams are to study at university and to expand her business.
View original language description ↓
En la parroquia San Pablo de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Unión Y Solidaridad.

En este lugar vive la señora Viviana, tiene 23 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 5 y 3 años de edad. El marido es albañil. Este es el cuarto ciclo en el Banco Comunal y le gusta porque los créditos le son de mucha ayuda.

Ella es un ama de casa que para obtener sus propios recursos se dedica a vender productos por catálogo, vende ropa, zapatos, sandalias y productos de Yanbal, Esika y Lebel (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días de la semana y su forma de venta es puerta a puerta y bajo pedido, deja sus productos a crédito y cobra cada semana. La ropa y calzado los recibe en el centro de la ciudad en una distribuidora. Tiene dos años y medio que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos, ropa, zapatos y sandalias.

Sus sueños son estudiar una carrera universitaria y agrandar su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped Viviana Azucena to buy perfumes, creams, cosmetics, clothes, shoes and sandals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2011
Listed
Dec 19, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012