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Deonisia's Group
In this Group: Deonisia, Delia, Jannett
Jannett, Delia and Deonesia have been members of the “Tulipanes” community bank for between one and two years. In the community bank, they have learned to save, be responsible, be punctual, be aware of their rights as women, and learned how to treat their children as well as their clients.

Jannett is 20 years old. She and her brother own a metal works shop. In addition, Jannett is studying cosmetology.

Delia is 28 years old. She lives with her partner and two children who are ages twelve and three. Delia has been selling clothing for one year. She takes orders from her friends and family and then goes to Lima to buy the products.

Deonesia is 40 years old. She is married and has four children between the ages of seven and twenty-two. With her husband, Deonesia upholsters auto seats. They travel to Lima to buy parts for their business.

Jannett, Delia and Deonesia need loans of 1000, 1000, and 1200 soles respectively (3 soles = $1), which they will use to buy pants, shirts, blouses, and upholstery materials.

One of the most important aspects of the community bank is the interest-earning savings account each associate has. Jannett, Delia and Deonesia plan to use their savings for emergencies, to buy land, and to cover medical expenses. Their dreams are to open a beauty salon, help their families, own a home, have stable businesses, and that their children will be professionals.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,884,300
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Deonisia's Group's $1,125 loan helped a member jannett, Delia and Deonesia need loans of 1000, 1000, and 1200 soles (3 soles = $1), which they will use to buy pants, shirts, blouses, and upholstery materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 7, 2008
Feb 21, 2008
Currency Exchange Loss:
Jul 8, 2008