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María Elisa
The Honduras 2000 Communal Bank meets every 15 days in Jaramijo Canton (Manta). This place is known for the beautiful beaches that line its coast. Most of its in inhabitants are very hard working and dedicated to work related to the sea.


Here, we meet Señora María. She is 43 years old, married, and has three children from this marriage. One of her daughters still lives in her home since she is single. Her husband is a fisherman.


María has a general store in her house. There, she sells products such as rice, sugar, cooking oils, and detergents, in addition to educational materials, clothing, and stationary, among other things. She works every day from 6:00 a.m. until 9:00 p.m., and sometimes much later. She sells all the products in her shop, but sometimes leaves to deliver, mainly clothing that she sells on credit. She collects the payments every 8 days. She has been in this business for more than 5 years and tells us that receiving loans has made it easier to be able to stock her shop.


This loan is going to be used to buy inventory for her shop. She is going to buy rice, sugar, clothing, educational materials, and stationary. She has been with the communal bank for 11 years. She likes it because of the help the bank gave her with one of the loans that began her business. Her dreams are to continue progressing, to purchase a car, and to buy a bigger boat for her husband.

View original language description ↓
El Banco Comunal Honduras 2000 se reúne cada 15 días en el cantón Jaramijo (Manta), este lugar es conocido por sus hermosas playas que bañan las costas de este bello lugar, aquí la mayoría de los habitantes son muy trabajadores y dedicados a las faenas del mar.

En este lugar conocimos a la señora María, ella tiene 43 años de edad, está casada y de esta relación tiene tres hijos todos mayores de edad, una de sus hijas aún vive en su casa ya que es soltera. Su esposo se dedica a la pesca.

Ella tiene una tienda general en su casa, allí vende productos como arroz, azúcar, aceites, detergentes, además de productos de bazar, ropa y papelería, entre otras cosas, trabaja todos los días desde las 6h00 hasta las 21h00 y a veces hasta más tarde, ella en su tienda vende todos sus productos pero a veces también sale a entregar más que todo la ropa la misma que deja a crédito y cobra cada 8 días, lleva en este negocio por más de 5 años y nos comenta que desde que está recibiendo los créditos se le ha hecho más fácil poder surtir su local.

Este crédito lo va a emplear en surtir más su tienda, va a comprar arroz, azúcar, ropa, productos de bazar y papelería. Lleva 11 años en el Banco Comunal y le gusta por la ayuda que le da el banco, con uno de los créditos empezó su negocio.

Sus sueños es seguir adelante, comprar un carro y una lancha más grande para su esposo.


About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Elisa to buy rice, sugar, clothing, educational materials, and stationary.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2011
Listed
Dec 18, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012