Judith lives in Changamwe, Kenya. She has three children, all of whom are in school. She owns a second hand clothes boutique that has been in operation for the past four years. Judith also runs a 'second hand household items' store. She joined Kiva partnet, Milango, to access credit. Judith is applying for a loan of 40,000 Kenya shillings (KES) to purchase a stock of school bags, bed sheets and bed covers.
The main business challenge is price fluctuation, but Judith looks forward to open a larger store in future. She will use the extra income obtained from the business to pay school fees and to provide health care to her family.