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Las Clavellinas Group
In this Group: Catarina Florinda , Felipa Jesus , Virginia Luciana , Marta Maria , Veronica Guadalupe , Estela Marcelina , Francisca Consuelo , Benita*, Venancia Rosa , Blanca Iris *
* not pictured
Las Clavellinas Trust Bank, named after the small carnations found in the region of Totonicapan in the western highlands of Guatemala, was formed four years ago by ten industrious women. These ladies have a variety of businesses including embroidery, meal preparation and sales, firewood sales, clothing stores, and convenience stores. They typically sell their products in Totonicapan City during the market days. Some members have established client lists with set orders.

Felipa Batz is a member of Las Clavellinas Trust Bank. She is 31 years old and has five children, all of whom are in elementary school. Felipa has been a weaver for the last 15 years, a craft that she learned from her sisters. She is always at the forefront of fashion so that she can meet her clients’ needs.

Felipa is an entrepreneur looking for new opportunities. She plans to use her loan to purchase more cloth and to buy a sewing machine in order to start a new business making aprons. Felipa normally works in the afternoons, since her children are home from school and they can help with the household chores.

One of Felipa’s dreams is to grow her business to the point that she can have her own shop where she can sell her products to locals and nearby visitors. Felipa is very happy and proud that lenders around the world are supporting women like her and thanks them for helping make her dream a reality.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 80
    View loans »
    Guatemala Loans Fundraising
  • $9,872,275
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Clavellinas Group's $3,800 loan helped a member to purchase fabrics and a sewing machine for textiles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Dec 18, 2011
Currency Exchange Loss:
Jan 15, 2013