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Bernardo
Bernardo is a very hardworking forty-year-old man. He’s been married for seven years and has two children who are 5 and 2 years old. He lives in the Los Pinos de Choloma neighborhood, Cortes.

For the last seven years he’s worked buying and selling recyclable metals like: junk metal and car parts, iron, aluminum, copper, bronze and ground iron scraps and he also collects plastics to sell to a recycling firm. He buys them at one price and then sells them for another earning a good profit. He spends all day in this business working from 7am until 5pm.

He feels supported by loans from ODEF. This is the second one and he needs it to buy junk autos and iron, bronze, copper, plastic and aluminum scraps to sell. His dream is to own a vehicle for his business and to grow in business.
View original language description ↓
Don Bernardo es una persona muy trabajadora ya tiene 40 años de edad, esta casado desde hace 7 años, tiene dos hijos de 5 y 2 años de edad, vive en Colonia Los Pinos de Choloma, Cortes.
Desde hace siete años se dedica a comprar y vender metales para reciclar tales como: chatarras de artículos y vehículos, desperdicios de hierro, aluminio, cobre, bronce, hierro molido y recolecta plásticos, para venderlos a una empresa de reciclaje de estos materiales. Compra a un precio y lo vende a otro generándole buena ganancia. Todo el día le dedica a este negocio desde las 7:00 de la mañana hasta las 5:00 de la tarde.
Se siente apoyado por los préstamos que le ha brindado ODEF, este es el segundo préstamo y lo necesita para invertir en compra de vehículos chatarra y desperdicios de hierro, bronce, cobre, plástico y aluminio, para la venta.
Su sueño es obtener un vehículo propio para esta actividad que realiza, y crecer en su negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 28
    View loans »
    Honduras Loans Fundraising
  • $8,239,325
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bernardo to buy recyclable materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 8, 2011
Listed
Jan 1, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012