Lidia says that two cycles ago they joined Pro Mujer at the invitation of the facilitators. Currently she has a business making and selling cakes, which she has done for years, learning the work from a previous job.
The loan she is requesting now is for increasing her merchandise by purchasing flour, sugar, etc., which she will get in La Paz. After making the items, she will sell them as a street vendor (without a fixed stall). This work permits her to generate income to support her family as much as possible, since she is single and lives with her parents.
When she is asked what she likes about Pro Mujer, she responds that there isn't a lot of paperwork.
La señora Lidia indica que hace dos ciclos que integra Pro Mujer por invitación de los promotores. En la actualidad ella tiene un negocio de elaboración y venta pasteles que trabaja hace años, aprendiendo el mismo de un trabajo anterior.
El crédito que ahora sacará es para aumentar su mercadería (compra de harina, azúcar, etc.), que adquirirá de La Paz y posterior a la elaboración lo comercializara de forma ambulante (sin puesto fijo). Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y vive con sus padres.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que no existen mucha papelería.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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