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Concentidas Group
In this Group: Jhenny Susy, Clementina , Pamenla Patricia , Trinidad, Alicia , Martina, Rosalia , Arminda, Rebeca, Lidia, Juan Carlos
The "Concentidas" communal bank will begin its second cycle in Pro Mujer, as part of the Juan Pablo Center. It is composed of eleven members and is managed by a board of directors, of which Lidia is the secretary. The communal bank's members have a variety of businesses. Among them, we have: costume jewelry, macrame, making sportswear, cosmetics sales, cake sales, a store, screen printing, pastry making, blanket sales, and food sales.

Lidia says that two cycles ago they joined Pro Mujer at the invitation of the facilitators. Currently she has a business making and selling cakes, which she has done for years, learning the work from a previous job.

The loan she is requesting now is for increasing her merchandise by purchasing flour, sugar, etc., which she will get in La Paz. After making the items, she will sell them as a street vendor (without a fixed stall). This work permits her to generate income to support her family as much as possible, since she is single and lives with her parents.

When she is asked what she likes about Pro Mujer, she responds that there isn't a lot of paperwork.
View original language description ↓
La A.C. “CONCENTIDAS” iniciará su segundo ciclo en Pro Mujer, como parte del Centro Juan Pablo, está compuesta por once integrantes y está dirigida por una mesa directiva donde la señora Lidia es la secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: viyuteria, macramé, costura de busos, venta de cosméticos, venta de pasteles, tienda, serigrafía, repostería, venta de mantas, venta de comida.

La señora Lidia indica que hace dos ciclos que integra Pro Mujer por invitación de los promotores. En la actualidad ella tiene un negocio de elaboración y venta pasteles que trabaja hace años, aprendiendo el mismo de un trabajo anterior.

El crédito que ahora sacará es para aumentar su mercadería (compra de harina, azúcar, etc.), que adquirirá de La Paz y posterior a la elaboración lo comercializara de forma ambulante (sin puesto fijo). Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y vive con sus padres.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que no existen mucha papelería.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 75
    View loans »
    Bolivia Loans Fundraising
  • $28,957,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Concentidas Group's $4,350 loan helped a member to purchase flour, sugar, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2011
Listed
Dec 17, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012