Update on GulsunoyGulsunoy is married and is a mother of three children. She is a very hardworking and goal-oriented woman. Her love of hard work helped her to open her own business and become a successful entrepreneur. Gulsunoy is involved in buying and selling women's, children's and men's clothing. She has been obtaining financing from "Imon International" for over ten years and has a good credit history. She expanded her business with the help of earlier loans and currently has three retail outlets at the "Panchshanbe" market. Gulsunoy wants to obtain this loan for the purchase of additional merchandise in order to increase working capital. She is grateful to you in advance for your help and kindness.
Previous Loan DetailsGulsunoy is married and has a grown daughter. She lives in Khujand, Tajikistan and runs a small business selling children's clothing in several markets. Gulsunoy owns three vending facilities and has been in this trade for six years. Her inventory is characterized by uniqueness and high quality.… More from Gulsunoy's previous loan »
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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