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Gloria Maribel
The Comunal Proyecto 2003 communal bank meets every two weeks in the Jaramijo (Manta) canton. This is a place known for its beautiful beaches that bathe the coasts of this lovely place. Most of the population here are very hard-working and devoted to the sea-related businesses.

This is where we meet 36 year old Gloria. She is married and has three children; ages 16, 11, and the last is a four month old baby. The two oldest children go to elementary school and high school. Her husband is a driver.

She is a housewife who sells Avon products (beauty products, cosmetics, perfume, and women’s accessories) in order to get her own income. She sells at her place; she has some telephone booths. That is where she manages to make her sales. That is where she also sells ice cream, school supplies, and telephone cards and recharges. She works every day from 8:00 a.m. until 8:00 p.m. She has had her place for four years, and she has been selling Avon for three years. She leaves these products on credit, and she collects every week.

This loan is to buy perfume, creams, cosmetics, ice cream, and telephone cards and recharges. She has been in her communal bank since it started. She likes it because the payments are easy to make.

Her dream is to continue growing in her business.

Gloria is in the photo with her two children.
View original language description ↓
El Banco Comunal Proyecto 2003 se reúne cada 15 días en el cantón Jaramijo (Manta), este lugar es conocido por sus hermosas playas que bañan las costas de este bello lugar, aquí la mayoría de los habitantes son muy trabajadores y dedicados a las faenas del mar.

En este lugar conocimos a la señora Gloria, tiene 36 años de edad, está casada y de esta relación tienen tres hijos de 16, 11 años y un bebé de 4 meses el último, los dos mayores estudian en colegio y escuela. Su esposo es chofer.

Ella es un ama de casa que para obtener sus propios recursos se dedica a la venta de productos Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Vende en su local pues tiene unas cabinas telefónicas y allí logra realizar sus ventas, allí mismo vende helados, útiles escolares, tarjetas y recargas telefónicas. Trabaja todos los días desde las 8h00 hasta las 20h00. Tiene 4 años con su local y las ventas de Avon tres años, estos productos los deja a crédito y cobra cada 8 días.

Este crédito es para comprar perfumes, cremas, cosméticos, helados, tarjetas y recargas telefónicas. Esta desde el inicio en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es seguir creciendo con su negocio.

En la foto está la socia con dos de sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,544,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Gloria Maribel to buy perfume, creams, cosmetics, ice cream, and telephone cards and recharges.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2011
Listed
Dec 17, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012