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Willy Gerardo
Willy is 29 and lives with his family in a community in southern Costa Rica located in Concepción de Pilas, Puntarenas. The local economy is based on farming, with emphasis on the cultivation of root crops, coffee, corn, beans and livestock.

For some time Willy has needed to remodel his home. He is asking for a loan in the amount of $1025 (500000 CRC) to buy construction materials such as zinc and cement and to pay for manual labor. With this change in infrastructure his family will be better protected and will have an improved quality of life.

Willy is a member of the Community Credit Company in Danta, one of 150 partner organizations of EDESA in Costa Rica. This will be his first loan and he hopes to continue growing on a personal and financial level and to also actively participate in the credit organization in his community.
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Willy es un hombre de 29 años de edad y vive con su familia en una comunidad de la zona Sur de Costa Rica, ubicada en Concepción de Pilas, Puntarenas. La economía local está basada en actividades agropecuarias, donde destaca la siembra de tubérculos, café, maíz, frijoles y ganadería.

Hace unos meses Willy tiene la necesidad de remodelar su hogar.

Willy está solicitando un préstamo de ₡500.000 (quinientos mil colones), para la compra de materiales de construcción como Zinc, cemento, fibrolid y para pagar la mano de obra. Con este cambio de infraestructura su familia estará más protegida y tendrá una mejor calidad de vida.

Willy es socio de la Empresa de Crédito Comunal en la Danta, una de las 150 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera continuar creciendo a nivel personal y económico, además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Willy Gerardo to fix up his house.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Dec 19, 2011
Currency Exchange Loss:
Nov 17, 2013