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Sarybay is 54 years old, married and has raised five children. In search of income sources for his family, he started his own animal husbandry and farming business in 2002. He grows potatoes, corn and wheat on three hectares of arable land, and also has three heads of cattle and five sheep. Thanks to Sarybay's tenacity and persistence, his business yields from 5,000 to 25,000 som (KGS) per season today. He also provides a taxi service during the off-season. In order to further expand his business, Sarybay requested a loan in the sum of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase wheat and potato seeds, treat land and purchase mineral fertilizers. He plans to invest the profit from this loan into building a more comfortable and spacious barn and building a fence.
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Сарыбаю 54 года, женат, воспитал пятерых детей. В поисках средств дохода для своей семьи, в 2002 году Сарыбай начал свой бизнес в животноводстве и полеводстве. На 3,0 га орошаемой земли Сарыбай выращивает картофель, кукурузу и пшеницу, а также имеет в хозяйстве 3 головы коров и 5 баранов. Благодаря упорству и настойчивости Сарыбая, его хозяйство на сегодняшний день приносит от 5,000 до 25,000 сом (KGS)в сезон. Также, в несезонное время Сарыбай предоставляет услуги такси. В целях дальнейшего расширения бизнеса, Сарыбай обратился в компанию «Бай - Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку семян пшеницы и картофеля, боронирование земли и покупку минеральных удобрений. Доходы от кредита Сарыбай планирует вложить в постройку более удобного и вместительного сарая и постройку забора.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Sarybay to purchase seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2011
Dec 16, 2011
Currency Exchange Loss:
Jan 15, 2013