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Byona Biyinzika S & C Co-Operative Society Group A
In this Group: Sarah, Betty, Nulu*, Olivia, Abubakar*, Sarah, Resty, Polly, Gaton, Ruth, Ester, Zkula
* not pictured
A resolute purposefulness is what has seen 53-year-old Sarah's retail business ride high on success. An all out effort aimed at firmly obtaining a strong footing for her enterprise has been paying dividends the last two years she has been in operation. The happily married mother of ten has registered some minimal successes but is hopeful more are on the horizon for the new year, 2012.

Sarah says she was inspired by her close friend to take root (in her business). Prior to taking root, she was deriving her sustenance from the selling of poultry.

Sarah says her monthly sales returns are to the tune of UGX 200,000.

She says she intends to use her loan to purchase more retail commodities such as maize flour, soap, salt, beans, rice, etc. to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,380.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Byona Biyinzika S & C Co-Operative Society Group A's $4,300 loan helped a member to purchase more retail commodities such as maize flour, soap, salt, beans, rice, etc to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 18, 2011
Currency Exchange Loss:
Jul 3, 2012