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Nhar, 49, is married and resides with her husband and three children in Kampong Cham Province, Cambodia. She is a rice farmer and sells rocks that she breaks from the mountain. Her husband is a construction foreman. Her daughter is employed at a garment factory. Nhar is requesting a loan of USD 1000 to purchase rice seed and fertilizer to grow rice in the dry season.
In the future, she would like to expand her husband business and support her children to study higher.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 279
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nhar to purchase rice seed and fertilizer to grow rice in the dry season.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 25, 2011
Dec 16, 2011
Currency Exchange Loss:
Apr 17, 2013